- 97% of neurodivergent people say their neurodivergence makes debt harder to manage
- 64% never ask their creditors for help
- Only 32% of those who reach debt advice disclose being neurodivergent at all
The gap isn't awareness. It's shame: overwhelm, anxiety and stigma are the top reasons people go quiet exactly when they need support most.
For users with a PDA profile, it goes further. Demands themselves trigger anxiety and avoidance, so the more a notification pushes "pay now", the more it gets ignored. The app has to lower the demand, not raise it.
Something needs to change.
Every decision started from the same question: what does this app do on someone's worst day? The paid/unpaid toggle became on time, late, short or overpaid, because a binary only works if life is binary. Due dates get logged rather than left to memory, so the app carries that load instead of asking for it back. The balance owed stepped aside for a live debt-free-by date, one that moves closer with every entry instead of just measuring distance from a goal. And arrangements got a third state, because most real debt sits unresolved, not settled: in place, needs setting up, or awaiting response.
Nothing in the interface was allowed to punish. No red, no streaks, no scolding, because shame is what stops people opening the app in the first place, not what gets them to pay. Jade green and peach replace the harsh contrast the category runs on, set in Atkinson Hyperlegible, with a leaf standing in for growth instead of debt.
- Branching payment states: on time, late, short, overpaid
- Optional notes on every payment
- Partial and overpayment support
- Due date tracking per debt
- Live debt-free-by date
- Arrangement status: in place / needs setting up / awaiting response
- Creditor contact email field
- Shame-free visual language and copy throughout
- Jade green and peach palette, Atkinson Hyperlegible typeface
Mirian is built and live, ready for its first testers. Five payment states, four payment options, full auth and a Supabase schema scoped with row-level security per user. No red crosses. No harsh binaries. Just a debt tracker that assumes a bad month, rather than punishing one.
Have a play:
Username: client@jorvikweb.dev
Password: JorvikWebDev2026!
UX Research, Product Design, Fullstack Development
Figma, Canva, VS Code, React, Next.js, TypeScript, NextAuth, PostgreSQL, Vercel




