A debt tracker designed to reduce shame, because shame is why people stop opening the app.
Debt tools are built for people who feel fine about their debt. Red totals, streaks and scolding notifications punish exactly the moment a user most needs to engage, and neurodivergent users, who are over-represented in problem debt, drop out first.
Research on ADHD motivation shows goals become more achievable with visible context and reachable wins. Most trackers offer only paid or not paid, so a part payment reads as failure or goes unlogged — the interface, not the balance, is what triggers avoidance.
if you ran your own interviews or a diary study, add the numbers and what they surfaced. Nothing is claimed here that the CV does not support.
the persona summary.
the persona summary.
the persona summary.
No red, no streaks, no total on the home screen unless the user asks for it. Plain-language framing over financial jargon. Every destructive or overdue state written as a sentence, never signalled by colour alone. Reduced-motion respected throughout.
Plain-language framing over financial jargon.
Every destructive or overdue state written as a sentence, never signalled by colour alone.
Reduced-motion respected throughout.
Built solo rather than handed over, and currently in beta testing. Five payment states with row-level security per user, and the interface set in Atkinson Hyperlegible.
what moving out of beta will involve.
In beta testing. Outcome figures follow once that finishes — nothing is claimed here that has not happened yet.
